TS Benefit Solutions

COVERAGE BENEFITS

Glasses and contact lenses may be available as an added benefit under Extended Health Care.

This benefit allows you and your dependents to establish and maintain a good basic dental care program. The plan covers regular checkups, cleaning, fillings, extractions, x-rays, root canal therapy, gum disease treatment and more.

Provide protection for yourself. An accident, or extended illness could result in lost income.
Our program is designed to replace a portion of your lost earnings if you become disabled. Benefits may commence as early as 60 days after disability and are payable to age 65.

Provide Protection for your family.
Coverage is in effect 24 hours a day, providing security both on and off the job. This benefit is either earnings related (for example: two times annual earnings) or a fixed flat amount (for example: $25,000).

The loss of a spouse or dependent child is always a difficult time. Our benefit can help ease the financial burden of funeral costs and other final expenses at a time when you are grieving. This benefit is available without having to pass a medical. Children are insured for 50% of the spousal amount (for example: spouse $5,000 and each child $2,500).

In the event of death occuring as a result of an accident, an additional sum equal to twice your basic life insurance will be paid to your beneficiary. An amount is also payable to you for accidental loss of hearing or sight; dismemberment or paralysis. The amount payable is based on a percentage of your total AD&D death benefit. Your spouse and children are also protected by this benefit. The benefit payable is determined based on your family status.

In addition to your Basic Life Insurance, extra protection is available to you and your spouse in increments of $10,000 to a maximum of $400,000. Proof of good health is required.